Like Tree

Hotel Southern Hill in SIU(#6)

2009-03-03T01:17:00.000-08:00

I have been here for four months. As matter of fact, I did not go to any places except for Carbondale. That is, I have been just SIU. So, I had not paticular events and memorial things.
What is worse, I did not make friends. However, I was always happy. Beacause, there are many classmates and kind teachers. This is very a precious remembrance. Untill now, I passed good time without hazard in studying. I justbelieve that everything is going to be fine.

Mamma Mia! (Journal Question #5)

2009-02-21T21:49:00.000-08:00

Have you ever been to other country? Whether you have or not, I recommend that you should go trip with sufficient money. Before departure, you'd better prepare a nest egg. When I was a new employee in the company. The company offered travelling Europe to us. I and my colleagues were very delighted by the news. Of course, we were offered some money and ticket for the trip. What we have to prepare was just one thing that is a passport. At any rate, we arrived at London,the first destination. There were many famous places that we want to visit. We were supposed to travel for 15days originally. When we arrived at Rome, someone introduce us into a famous restaurant. we entered into the restaurant without any plan. We made order several foods. It was very delicious. After eating the foods, we found something wrong that was so expensive tariff. Even all money that we had was insufficient. We were so embarrassed. We were given someone' help. It was a kind of international shame. We did not know that the restaurant was the highest grade. The price of meal was enough to stop over travelling.

Reading Reaction Journal #3

2009-02-18T21:51:00.000-08:00

Reference

Grant, kelli B. (2009, Feb. 12). Credit-Card issuers: Buy something or else! Smartmoney.com.
Retrieved on Feb. 18, 2009, from http://finance.yahoo.com/loans/article/106572/credit-card-Issuers

Summary

In the article, " Credit-Card Issuers : Buy something or else!" the author points out that a lot
of cardholders have difficulty in problem that they couldn't credit card any more. Because credit-card issuers cut their limit since users didn't use credit card for a long time. But they are complain about provider's behaviour. In paticular, provider didn't inform to consumers any warning. Although many users complaint, credit-card did it. Because they consider the consumers who hold inactive card as a potential risk.

Reaction

Credit card debt has soared nowadays. As we have seen, everyone have difficulty in economic
problem. If a card holder is late paying a paticular credit card issuer, that card's interest rate can be raised, often considerably. Moreover, a customer's other credit cards, for which the customer may be current on payments, may also have their rates and credit limit changed. Credit card issuers have the take advantage of their's customers. It is certain to be unfair absolutely. Nevertheless, they don't give something extra to credit card users who have difficulty in economic problems. Paticulary, no warning is the main culprit in rising levels of credit-card users' complaint. I know the importance that company has to make money. But I think that the more important thing is how makes money. In conclusion, I have come to the conclusion that credit card issuers change thier system toward customers. If not, we have to reconsider using credit cards.

"You Mean Everything to me"(Journal question#3)

2009-02-14T12:46:00.000-08:00

Let me introduce a women. I have known a women for a long time. she was always shy and calm. Sometimes I couldn't understant why she was so passive. Moreover she didn't spend any money related to herself. Peoples often said that she looks like a old person, not a modern person. It is certain that she was an unadaptable man. By the way, everyone has undergone hardships as I have done . Every time I underwent difficult problems, she always helped me courageously. She was at least a hero to me. I will give her my mind on this valentines' day.
She is the very woman who is my children's mom.

Reading Reaction Journal #2

2009-02-09T18:44:00.000-08:00

Reference

Hartman, Holly (2009, Feb. 3). What is the stock market?
Fact Monster Datebase.Retrieved on Feb. 3, 2009, from http://factmonster.com/spot/stockmarket.html

Summary

In the article, "What is the stock market?" the author explains why stock is made and needed. In addition, it explains how stock influences stockholders and the company. It explains what we would realize if we buy shares, and what we should do if we hold stocks. What the author wanted to point out is general things that are related to stocks basically.

Reaction

I was always interesred in the stockmarket, but it is difficult to understand the words in relation to stock. So, I often thought that someone should have written about the worlds of stock easily. That's why I selected this article. The author says that if a company intends to grow, it must issue the stock for money. This is absolutely true. But we also know that not every corporation can issue stock. At any rate, a company is invested in by investors with stocks, and shareholders have a dream that is earning money. Besides, the author explains that the more stock we have, the more rights we have in the company. It is not true, but not wrong either, since many companies can restrict the rights of share-holders. It is possible to do that. For the reason of mersing and acquisition, the law permits protection of the company. Usually, stock is exchanged in the stockmarket. Nevertheless, there are many stocks that couldn't be exchanged in any place. What it comes down to is that this article gives us a brief contents that are needed in the stockmarket.

Journal Question #2

2009-02-02T21:47:00.000-08:00

Hurry Up!

I'm going to say a very interesting phenomenon. It' known as Korean working style. It is often said that Korean has very impatient personality. We, Korean usually heard this kind of word.
It would not be wrong to say that Korean is the most hurried people in the world. Sometimes we didn't like these reputations and didn't agree to this point. But we did and even do. There are many American in Korea. In paticular,they say "Why Korean so hurry? It's not good for you."
Nowadays, Korea is one of the most developed country in I.T industry,information technology.Development of I.T industry depends on speed. I often heard that other countries are learning about Korean working style. At any rate, I firmly believe that Korean working style is related to the developed I.T industry ironically.

Journal Question #1

2009-02-02T20:43:00.000-08:00

Who infulence me the most ?

When I was a middle school student. I was very a coward. I was often shocked by a trifle

things. My elder sister, Ho advise me that I should learn fencing. And then, she introduce her

friend, Mi to me. Mi was a holder of a rank in fencing in spite of women. Neverthless I didn't

want to learn, I couldn't help learning. She was so strict that I was scared for the first time.

I was trained as a strong man everyday. At that time, I had difficulty in displine. But I did.

After all, I was changed gradually. I was no more a coward.

She was a authentic my mentor. Thank you again for your instructor.

Reading Reaction Journal

2009-01-26T08:38:00.000-08:00

Reference

Stevenson Jacobs , and Sara Lepro. AP Business Writers(2009,JAN.20),Banks sink deeper into
crisis on Obama's first day. Yahoo! Finance.

Summary

Ths article points out that the major banks are very serious in financial condition.
Although the government already gave them a bailout, it was insufficient. Moreover the banks
want a second financial bailout. But many experts do not consider another assistance that is provided by government,because government does not have any way to afford them.

Reaction

In my opinion, the financial crisis is not only in America but also in other countries. In
1997, Korea met financial crisis as the US has. At that time, many Americans advised the
Korean People, "If you do not give up, you will be ruined". Many Korean companies agreed
with that. Despite of painful decision, many koreans did it. And they started again at the bo
ttom. In the end, Korea succeeded in reconstruction.
I think that it is not useful to assit risky companies with bailouts. The important thing
is that one has competitive power by oneself.
Nowadays many countries struggle against financial crisis. If every country solves the pr
oblem with a bailout, each will go bankrupt.